James Rogers

Chris Percival

Oscar Zien

Deductify Hero

Feel Trapped by Auto Insurance?

Expensive. Unpredictable. Unfair Deductibles. Delays.

Deductify we make the worst parts better.

Deductibles paid. Insurance Savings. Real support

JOIN NOW

Now that you’ve found the lowest auto insurance rate...

Let Deductify make it even better.

start saving now

AS SEEN ON:

Freedom to Choose. Freedom to Change.

Get your deductible paid. Protect your car with OE parts. Cut insurance costs up to 30%.
One membership. Zero downside.

Bigger deductible increase = bigger savings
OE Genuine parts protection = Protects the value of your car
Decide what works best for you — when you need it, we pay it

Lower your insurance bill. Get cash for your deductible. Protect your car's value.
Keep your current insurance.

Start Saving Now →
How Deductify Works

How Deductify Works

Sign up in minutes. Save instantly. Deductible paid. Peace of mind — every drive.

STEP 1

Choose anyone of our low cost plans. Starting at $4.99/mo

STEP 2

Register your vehicle in minutes — the power of our all-in-one Members Portal at your fingertips.

STEP 3

Call your insurer, raise your deductible, and watch your savings kick in immediately.

STEP 4 — Peace of Mind

Get into an accident? That’s where we make it better. We step in and pay your deductible up to your plan limit.
Your repair shop uses OE parts, your car gets restored the right way, and a stressful moment becomes simple and manageable.

Deductify – How It Works

The Auto Insurance Dilemma

Auto insurance costs are rising every single year — and drivers are getting hit harder than ever.

Premiums have increased by more than 40% nationwide since 2022.

And when you finally need help after an accident, insurance makes you pay a $500–$2,000 deductible out of pocket.

Then they approve cheap aftermarket parts that reduce your vehicle’s value and may void your warranty.

The system is built for insurers — not for you.

Deductify makes auto insurance better

Here’s how Deductify flips the script and puts drivers back in control.

Zero Out-of-Pocket

With Deductify, you never pay your deductible again. Your deductible payment benefit is processed quickly, with no out-of-pocket cost.

File in minutes using our members portal. Upload photos. Submit. Done.

Most members are approved within 24–48 hours.

Zero Out-of-Pocket

OE Parts Protection

When insurance approves cheap aftermarket parts, your warranty may be voided and your resale value drops fast.

Deductify’s OE Parts Protection pays the difference so your shop can install genuine factory parts.

This protects safety, warranty, and resale value.

OE Parts Protection

Real Money Savings

When you raise your deductible and use Deductify, you immediately reduce your insurance premiums.

Most drivers save $300 to over $1,200 per year depending on their insurer and deductible amount.

Your membership pays for itself — and then some.

Real Money Savings

Everything in One Place

Manage your entire membership with a clean, modern, easy-to-use portal made for real people — not insurance companies.

  • Register and manage up to 5 vehicles
  • Upload required photos in minutes
  • Track deductible benefit status in real time
  • Upgrade or modify membership anytime
  • Access all documents instantly
Member Portal

The Deductify Solution

Join thousands of smart drivers who never worry about deductibles or cheap parts again.

Get Started Now

Estimate Your Real Savings

Select Your Current Deductible Amount.

Deductify Savings Calculator
$210

Estimated Annual Savings Range

$0.00 - $0.00

Estimated Monthly Premium Range

$0.00 - $0.00
See Membership Plans

Compare our membership plans to see how much you'll save!

FULL SAVINGS CALCULATOR →
ASK A.I.

Don’t Take Our Word For It.

Ask the facts. Verify the savings.

“Is it true that I can save anywhere from 5% to 30% by raising the collision deductible of my auto insurance policy?”

ASK A.I. NOW

The Deductify Advantage

Rising premiums? Stuck with deductibles? Losing value to cheap parts? Deductify fixes all three.

The Harsh Truth About Auto Insurance

You pay high premiums…
and still pay your deductible

Even when it’s not your fault,
you’re stuck with the deductible

Raising your deductible saves
money —
but puts you at risk

Use of cheap aftermarket part lowers the value of your car

How Deductify Eliminates the Deductible

Become a Member: 

Plans start at just $10.99/month.

Register Your Vehicle:
Quick, secure process — takes just minutes.

Bye Bye Deductible:
In an accident? We pay your deductible.

Lowering Your Auto Insurance

Raise Your Deductible:
Instantly lower your premiums.

Save Up to 30%:
No need to switch insurers.

Your Membership Pays for Itself:
More savings, less stress.

The Harsh Truth About Auto Insurance

You pay high premiums…
and still pay your deductible

Even when it’s not your fault,
you’re stuck with the deductible

One ticket or accident?
Premiums go up — again

Raising your deductible saves
money —
but puts you at risk

How Deductify Eliminates the Deductible

Become a Member: 

Plans start at just $10.99/month.

Register Your Vehicle:
Quick, secure process — takes just minutes.

Bye Bye Deductible:
In an accident? We pay your deductible.

Lowering Your Auto Insurance

Raise Your Deductible:
Instantly lower your premiums.

Save Up to 30%:
No need to switch insurers.

Your Membership Pays for Itself:
More savings, less stress.

Start Saving Now →

HERE’S A GOOD QUESTION

When Do You Typically Pay Your Collision Deductible?

No one wakes up expecting to get into an accident — but when it happens, you shouldn't be left holding the bill.

Accidents with Another Vehicle

Fender-benders, T-bones, or other collisions.

Single-Vehicle Mishaps

Mailbox, tree, guardrail — you name it.

Hit-and-Run Incidents

Parked or driving, if the other driver flees.

Multiple-Vehicle Pileups

Chain reactions can hurt more than your pride.

Collisions with Cyclists or Pedestrians

Involving a person on foot or bike.

LEARN HOW DEDUCTIFY PROTECTS YOU →

Your Questions, Answered

NO STRESS, JUST CLARITY.

Who can join Deductify, and does my driving history matter?
Can I become a member without registering a vehicle?
Why do I need to submit photos when I register my vehicle?
How do I actually lower my auto insurance using Deductify?
How does Deductify work with my current insurance? Do I need to switch insurance companies to use Deductify?
What is OE Genuine Parts Protection?
How does OE Genuine Parts Protection work?
What’s the typical timeframe for getting my collision deductible payment?
Is Deductify's deductible payment a loan I have to pay back later?
What if I already have an open collision claim before joining?
Does Deductify cover comprehensive deductibles too?
Can I add or replace vehicles under my membership?
Can I cancel whenever I want?
How many deductible benefits and OE genuine parts protection can I request per year?

Real Members - Real Reviews

Deductify is a membership – not insurance – that pays your collision deductible and helps you lower your premium. Clean terms. Secure payments. No gimmicks.

Crystal Clear Terms

Not insurance – membership pays your deductible benefit.

30-day grace period, vehicle photo validation, anti-fraud checks, full members portal.

Cancel anytime. No hidden fees. No fine print.

Secure & Reliable

Payments processed by Stripe with bank-grade security.

Privacy-first data handling - SSL everywhere.

On-time payouts to members, Paypal, Zelle, Venmo, bank transfers. Approval within 48 hours.

I couldn’t afford my $1,000 deductible. Deductify paid it, and I lowered my premium – no stress.”
– Sarah M.
Signed up in minutes. When I needed it, the payout was fast and exactly what was promised.”
– James R.

VERIFIED BY:

The Deductify Guarantee.
If you ever feel Deductify isn’t the right fit, you can cancel anytime – no questions asked. Our mission is simple: to help you keep your money in your pocket and take away the stress of paying a deductible.

VIEW MEMBERSHIP PRICING →

Why Choose Deductify?

A modern solution built to give drivers fairness, savings, and control.

🛡️

Why We Exist

Fixing what's been unfair for years

Click to learn more

We built Deductify because drivers were getting squeezed by rising premiums and steep deductibles. Our mission is simple: give people financial breathing room and restore fairness on the road.

💡

The Difference We're Making

Real savings, real protection

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We help drivers safely raise deductibles and lower premiums — and protect their vehicles with OE Genuine Parts so they maintain safety and resale value.

💰

Affordable Protection

Memberships from only $4.99/mo

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Deductify keeps protection simple and accessible — no high premiums, no surprises. Just affordable membership that shields your wallet when you need it most.

Hassle-Free Experience

Fast, intuitive, and stress-free

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From signup to benefit requests, everything happens in your modern member portal. No complicated forms, no long waits — just smooth, friendly tools built for real people.

🤝

Reliable Support

Real people, real help

Click to learn more

Our team is here when you need us. Email support@deductify.com or call 833-875-4111 anytime.

Zero Deductible. Real Savings.

Need help with your Deductify membership? Whether you have questions, concerns, or need guidance, our team is here to assist you. We believe in making everthing we do simpler—and that starts with reliable, hassle-free support.

CONTACT SUPPORT →