James Rogers

Chris Percival

Oscar Zien

Deductify Hero

Feel Trapped by Auto Insurance?

Expensive. Unpredictable. Unfair Deductibles. Delays.

Deductify we make the worst parts better.

Deductibles paid. Insurance Savings. Real support

JOIN NOW

We Pay When Your Insurance Doesn't.

Never pay a deductible. Save instantly on auto insurance.

Start Saving Now →

Deductufy - Save Now. Save Later.

Zero Deductible. Real Savings.

Deductify eliminates the burden of collision deductibles while unlocking premium savings — giving you a smarter way to help save on auto insurance without switching providers. True deductible forgiveness

HOW IT WORKS

1

Pay Less, Keep Your Coverage

Simple online enrollment. Sign up, register your car and keep top-tier insurance while saving money.

2

$0 Deductible When It Matters

If you’re in an accident, we pay up to $2,000 of your collision deductible. Absolutely no gimmicks! 100% secure

3

Instant Premium Savings

Call your insurer, raise your deductible, and save 5% to 30% instantly. Save now and save later!

Finally - a Membership that Actually Pays You Back!

Freedom to Choose. Freedom to Change.

72% of insured drivers carry a $500 deductible. 57% of household can't afford an unexpected $500 expense.Deductify offers three membership levels — $1,000, $1,500, and $2,000 — you can raise your deductible and reduce your monthly insurance cost, without worrying about a unaffordable deductible.

Smaller deductible increase = smaller savings
Bigger deductible increase = bigger savings
Decide what works best for you — when you need it, we pay it

Let Deductify lower your monthly auto insurance bill and pay the unexpected deductible expense.

Start Saving Now →
ASK A.I.

Don’t Take Our Word For It.

“Is it true that I can save anywhere from 5% to 40% by raising the collision deductible of my auto insurance policy?”

ASK A.I. NOW

The Deductify Advantage

If you're frustrated by rising auto insurance costs — and being stuck paying a deductible after an accident — then Deductify was built for you.

The Harsh Truth About Auto Insurance

You pay high premiums…
and still pay your deductible

Even when it’s not your fault,
you’re stuck with the deductible

One ticket or accident?
Premiums go up — again

Raising your deductible saves
money —
but puts you at risk

How Deductify Eliminates the Deductible

Become a Member: 

Plans start at just $10.99/month.

Register Your Vehicle:
Quick, secure process — takes just minutes.

Bye Bye Deductible:
In an accident? We pay your deductible.

Lowering Your Auto Insurance

Raise Your Deductible:
Instantly lower your premiums.

Save Up to 30%:
No need to switch insurers.

Your Membership Pays for Itself:
More savings, less stress.

The Harsh Truth About Auto Insurance

You pay high premiums…
and still pay your deductible

Even when it’s not your fault,
you’re stuck with the deductible

One ticket or accident?
Premiums go up — again

Raising your deductible saves
money —
but puts you at risk

How Deductify Eliminates the Deductible

Become a Member: 

Plans start at just $10.99/month.

Register Your Vehicle:
Quick, secure process — takes just minutes.

Bye Bye Deductible:
In an accident? We pay your deductible.

Lowering Your Auto Insurance

Raise Your Deductible:
Instantly lower your premiums.

Save Up to 30%:
No need to switch insurers.

Your Membership Pays for Itself:
More savings, less stress.

Start Saving Now →

Estimate Your Real Savings

Select Your Current Deductible Amount.

Deductify Savings Calculator
$210

Estimated Annual Savings Range

$0.00 - $0.00

Estimated Monthly Premium Range

$0.00 - $0.00
See Membership Plans

HERE’S A GOOD QUESTION

When Do You Typically Pay Your Collision Deductible?

No one wakes up expecting to get into an accident — but when it happens, you shouldn't be left holding the bill.

Accidents with Another Vehicle

Fender-benders, T-bones, or other collisions.

Single-Vehicle Mishaps

Mailbox, tree, guardrail — you name it.

Hit-and-Run Incidents

Parked or driving, if the other driver flees.

Multiple-Vehicle Pileups

Chain reactions can hurt more than your pride.

Collisions with Cyclists or Pedestrians

Involving a person on foot or bike.

LEARN HOW DEDUCTIFY PROTECTS YOU →

Why Choose Deductify?

Why We Exist

Deductify was built to provide real financial relief and restore fairness for drivers.

The Difference We’re Making

We help drivers raise deductibles and lower premiums — without the worry.

Our Affordable Protection

Starting at only $10.99 a month, you can save potentially hundreds on deductible cost and auto insurance expense.

Our Hassle-Free Process

Enjoy a seamless, stress-free experience where you remain in control.

Reliable Support

Our expert team is here to answer your questions and provide guidance.

Why Drivers Trust Deductify

Deductify is a membership – not insurance – that pays your collision deductible and helps you lower your premium. Clean terms. Secure payments. No gimmicks.

Crystal Clear Terms

Not insurance – membership pays your deductible benefit.

30-day grace period, vehicle photo validation, anti-fraud checks, full members portal.

Cancel anytime. No hidden fees. No fine print.

Secure & Reliable

Payments processed by Stripe with bank-grade security.

Privacy-first data handling - SSL everywhere.

On-time payouts to members, Paypal, Zelle, Venmo, bank transfers. Approval within 48 hours.

I couldn’t afford my $1,000 deductible. Deductify paid it, and I lowered my premium – no stress.”
– Sarah M.
Signed up in minutes. When I needed it, the payout was fast and exactly what was promised.”
– James R.

The Deductify Guarantee.
If you ever feel Deductify isn’t the right fit, you can cancel anytime – no questions asked. Our mission is simple: to help you keep your money in your pocket and take away the stress of paying a deductible.

VIEW MEMBERSHIP PRICING →

VERIFIED BY:

Ready to Outsmart Those Overpriced Premiums Without the Risk?

Our case is simple: Raise your collision deductible to as much as $2,000 and save up to 30% on your monthly auto insurance premium. If an accident happens, we take care of the hefty deductible—so you're never stuck with a surprise bill. It’s a smart, straightforward way to keep more money in your pocket each month, without the risk of an unexpected financial hit after a collision. And best of all, it’s a net-positive membership that pays for itself.

GET DEDUCTIBLE PROTECTION NOW →

Zero Deductible. Real Savings.

Need help with your Deductify membership? Whether you have questions, concerns, or need guidance, our team is here to assist you. We believe in making everthing we do simpler—and that starts with reliable, hassle-free support.

CONTACT SUPPORT →